May 29, 2024

How Spice Money Transformed the Life of Rajasthan’s Chameli Roy


In India, access to financial services is a challenge for many people, especially those living in rural areas. However, the rise of digital banking and mobile money has brought a glimmer of hope to those who were previously financially excluded.

Chameli Roy is a name that has been making waves in the remote region of Gohana in Rajasthan. Chameli,  like many people in rural India, struggled to make ends meet due to limited job opportunities and a lack of financial independence. However, her life took a turn for the better in 2015 when she joined Spice Money as a naari Adhikari  (women nonopreneur). Spice Money is a fintech company that provides digital banking and mobile money services in rural areas of India.

Chameli’s shop is located in a remote area with limited access to financial services. Her shop is the only place in the vicinity where people can access financial services like AEPS (Aadhaar Enabled Payment System), money transfer, cash collection, and railway ticket booking. Chameli is dedicated to providing these services to the people of her community, and her hard work has not gone unnoticed. On average, she serves around 100-150 customers daily, making her shop a popular destination for locals.

The financial services provided by Chameli have helped the people of her community in many ways. Money transfer services have helped people to send and receive money from their loved ones quickly and easily. AEPS has enabled people to withdraw money from their bank accounts, even in remote areas like Gohana, where access to banks is limited. Cash collection services have made it easier for people to pay their bills and insurance premiums, among other things.

One of Chameli’s most significant achievements has been her ability to book railway tickets for people. This has made it easier for people to travel long distances for work or leisure, which was previously a difficult and time-consuming process. Chameli’s dedication to providing excellent customer service has made her a respected community member.

Since joining Spice Money, Chameli has seen a significant improvement in her income. She earns an average of Rs. 35,000 monthly, which has helped her become financially independent. Spice Money has provided her with a continuous income source, which has enabled her to support her family and provide for their basic needs.

Chameli Roy’s journey as a naari Adhikari  (women nonopreneur) with Spice Money has been nothing short of inspiring. The ease of doing business with Spice Money has made Chameli’s journey very smooth and she is humbled by the experience she has had while carrying out her business with the company.

By empowering women like Chameli Roy, Spice Money is not only helping to address the issue of financial inclusion but also promoting gender equality in rural areas. The company’s focus on diversity and inclusion is making a positive impact on the lives of many women in India, enabling them to become financially independent and contribute to their communities economic growth.

Her dedication to serving her community has helped people access financial services, which were previously out of reach. Her hard work and commitment have made her a respected member of her community, and her financial independence has given her the freedom to support her family. Spice Money has proved to be a game changer for Chameli’s life, and her story is a testament to the power of financial inclusion.