Amidst Punjab’s transformation to a state with the highest employment rate, Kanchan Balle’s story has been making waves in the village of Rawal, which is located in the Kapurthala district. The outbreak of the pandemic had a detrimental impact on Kanchan, a mother of two, who bravely confronted the financial challenges brought on by the pandemic and chose to support her family instead of giving in to adversity. Her life took a positive turn when she discovered Spice Money through a relative and became an Adhikari in her community.
Motivated by her desire to help her own family and serve her community, Kanchan saw an opportunity to assist those in need, especially the elderly and differently-abled individuals who faced difficulties in accessing traditional banking services. As she started her journey with Spice Money, her village initially knew very little about her. However, after two years of collaboration, Kanchan’s name started resonating not only in her village but also in the neighboring villages.
One of the highly sought-after services Kanchan provides to her fellow citizens, is the Aadhaar Enabled Payment System (AEPS). She facilitates the linking of Aadhaar cards to bank accounts, conducts biometric verifications, and keeps the community informed about account balances and withdrawals.
Kanchan not only found her own voice but also became an advocate for the citizens in Rawal. Her accomplishments exemplify the saying “Where there’s a will, there’s a way,” as she provides assistance to the underbanked rural citizens. Spice Money equips Adhikaris like Kanchan with various banking options, including Aadhaar-enabled payment systems for cash withdrawal, mini ATMs, loans, bill payments, cash collection centers, airtime recharge, tours and travel services, online shopping, PAN card services, and mPoS services.
Kanchan’s journey serves as a beacon of hope, inspiring others and proving that with determination, individuals can forge their own paths to success, even in challenging circumstances.
